Privacy Crypto Card
Spend your stablecoins anywhere with complete privacy. Backed by USDT & USDC, accepted worldwide.
Why Agora Cards
Everything you need for private, borderless spending
Truly Global Acceptance
Accepted worldwide wherever major card networks are supported.
Multi-Currency
Issued in USD and automatically converts to any local currency at competitive rates.
Worldwide Fast Shipping
48–72h priority delivery via EU and US warehouses for faster, more direct service.
Cryptographically Secure
Your funds are held by our licensed and regulated custodian partners.
Discreet & Private
Minimal data collection. We only ask for what is strictly necessary.
Instant
Reload with stablecoins and spend within minutes, not hours.
Customizable
Physical cards can be customized with your own design on request.
24/7 Private Support
Real human agents available around the clock to assist you.
Fast & Efficient
Top up with stablecoins and spend within minutes — no waiting periods or holding times.
Self-Custodial
You stay in full control. Load only what you need and keep your long-term holdings in your own wallet.
Earn when you refer
Receive a fixed bonus for every card sale made through your referral.
Choose Your Card Type
Virtual or physical, both offer complete privacy and security
Virtual cards
Virtual Card Basic
Instant issuance for immediate online and in-person spending.
- Instant activation
- Google & Apple Pay
- ATM withdrawals
- USDT & USDC
- Global acceptance
- 3 year / $1M validity
Limits
- Daily limit
- $240,000
- Monthly limit
- $900,000
- Per transaction
- $20,000
ATM Limits
Virtual Card Plus
Everything in Basic and higher limits for maximum freedom.
- Instant activation
- Google & Apple Pay
- ATM withdrawals
- USDT & USDC
- Global acceptance
- 4 year validity
Limits
- Daily limit
- $900,000
- Monthly limit
- Unlimited
- Per transaction
- $60,000
ATM Limits
Physical card
Physical Card
Premium card for in-person transactions. Use anywhere.
- Fast shipping
- Google & Apple Pay
- ATM withdrawals
- USDT & USDC
- Global acceptance
- 4 year validity
Limits
- Daily limit
- $240,000
- Monthly limit
- $900,000
- Per transaction
- $20,000
ATM Limits
- Daily ATM limit
- $1,500
- Monthly ATM limit
- $15,000
Transparent Pricing
No hidden fees. All you need in one place.
| Fee Type | Virtual Card | Physical Card |
|---|---|---|
| Top-up Fee | 2% (2.5% with Plus) | 2% |
| Transaction Fee | $0.35 + 1.5% | $0.10 + 1.5% |
| FX Fee | 1.5% | 1.5% |
| ATM Withdrawal | N/A | 2% |
| Total (Percentage Fees) | 5.0% (5.5% with Plus) | 5.0% (7.0% with ATM) |
Prohibited Card Uses
To ensure regulatory compliance and protect all cardholders, the following activities are strictly prohibited.
Unsupported Regions
Due to regulatory requirements, we cannot currently serve the following regions
Africa
Asia
Europe
North America
South America
From the Blog
Privacy, stablecoins, and borderless spending — straight from the team.
Monero (XMR): How Its Privacy Model Works
A careful introduction to Monero's privacy technologies, trade-offs, custody considerations, and changing regulatory access.
Read articleSelf-Custody and Financial Sovereignty: Reclaiming Control in the Digital Age
What self-custody can and cannot provide, and how to preserve control of long-term holdings while using a custodial card balance for spending.
Read articleWho We Are: Agora Cards and Private Stablecoin Spending
An accurate overview of Agora Cards: card types, custody, fees, limits, privacy approach, restrictions, and practical trade-offs.
Read article