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    <title>博客 | Agora Cards</title>
    <link>https://agora.cards/zh/blog/</link>
    <description>关于注重隐私的加密卡、USDT 与 USDC 稳定币、自托管以及无国界支付的指南和分析文章。</description>
    <language>zh</language>
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    <item>
      <title>用 Apple Pay 和 Google Pay 支付加密资产：运作方式</title>
      <link>https://agora.cards/zh/blog/apple-pay-google-pay-crypto-card/</link>
      <guid isPermaLink="true">https://agora.cards/zh/blog/apple-pay-google-pay-crypto-card/</guid>
      <description>如何通过加密卡配合 Apple Pay 和 Google Pay 花费 USDT 与 USDC：设置步骤、适用场景、额度以及隐私方面的考虑。</description>
      <pubDate>Sat, 31 Oct 2026 00:00:00 GMT</pubDate>
      <dc:creator>Agora Cards Editorial Team</dc:creator>
      <category>Crypto Cards and Financial Privacy</category>
    </item>
<item>
      <title>加密卡费用详解：充值费、交易费、外汇费与 ATM 费</title>
      <link>https://agora.cards/zh/blog/crypto-card-fees-explained/</link>
      <guid isPermaLink="true">https://agora.cards/zh/blog/crypto-card-fees-explained/</guid>
      <description>加密卡的各项费用如何叠加：以 Agora 公布的价格为例，通过算例讲解充值费、交易费、外汇费和 ATM 取现费。</description>
      <pubDate>Sat, 31 Oct 2026 00:00:00 GMT</pubDate>
      <dc:creator>Agora Cards Editorial Team</dc:creator>
      <category>Crypto Cards and Financial Privacy</category>
    </item>
<item>
      <title>自由职业者的加密卡：把稳定币收入用于日常开销</title>
      <link>https://agora.cards/zh/blog/crypto-card-for-freelancers/</link>
      <guid isPermaLink="true">https://agora.cards/zh/blog/crypto-card-for-freelancers/</guid>
      <description>收入以 USDT 或 USDC 结算？自由职业者和远程工作者如何用加密卡花费稳定币收入，同时管理好储蓄与记录。</description>
      <pubDate>Sat, 31 Oct 2026 00:00:00 GMT</pubDate>
      <dc:creator>Agora Cards Editorial Team</dc:creator>
      <category>Crypto Cards and Financial Privacy</category>
    </item>
<item>
      <title>出行时使用加密卡：实用指南</title>
      <link>https://agora.cards/zh/blog/crypto-card-for-travel/</link>
      <guid isPermaLink="true">https://agora.cards/zh/blog/crypto-card-for-travel/</guid>
      <description>用稳定币充值的加密卡出行：出发前要检查什么、如何在国外付款和取现，以及怎样把成本压到最低。</description>
      <pubDate>Sat, 31 Oct 2026 00:00:00 GMT</pubDate>
      <dc:creator>Agora Cards Editorial Team</dc:creator>
      <category>Crypto Cards and Financial Privacy</category>
    </item>
<item>
      <title>加密卡消费额度详解：每日、每月与 ATM 额度</title>
      <link>https://agora.cards/zh/blog/crypto-card-limits-explained/</link>
      <guid isPermaLink="true">https://agora.cards/zh/blog/crypto-card-limits-explained/</guid>
      <description>讲解加密卡的每日、每月、单笔和 ATM 额度如何运作，比较 Agora 基础卡与 Plus 卡的额度，并给出大额支付的建议。</description>
      <pubDate>Sat, 31 Oct 2026 00:00:00 GMT</pubDate>
      <dc:creator>Agora Cards Editorial Team</dc:creator>
      <category>Crypto Cards and Financial Privacy</category>
    </item>
<item>
      <title>加密卡安全吗？稳定币消费者的安全检查清单</title>
      <link>https://agora.cards/zh/blog/crypto-card-security-checklist/</link>
      <guid isPermaLink="true">https://agora.cards/zh/blog/crypto-card-security-checklist/</guid>
      <description>如何安全使用加密卡：钱包安全、充值核对、防钓鱼、手机钱包，以及控制卡内余额的实用检查清单。</description>
      <pubDate>Sat, 31 Oct 2026 00:00:00 GMT</pubDate>
      <dc:creator>Agora Cards Editorial Team</dc:creator>
      <category>Crypto Cards and Financial Privacy</category>
    </item>
<item>
      <title>如何用 USDT 或 USDC 为加密卡充值：新手指南</title>
      <link>https://agora.cards/zh/blog/how-to-load-crypto-card-beginners/</link>
      <guid isPermaLink="true">https://agora.cards/zh/blog/how-to-load-crypto-card-beginners/</guid>
      <description>第一次给加密卡充值？分步说明：选卡、准备 USDT 或 USDC、选对网络、安全转账并开始消费。</description>
      <pubDate>Sat, 31 Oct 2026 00:00:00 GMT</pubDate>
      <dc:creator>Agora Cards Editorial Team</dc:creator>
      <category>Crypto Cards and Financial Privacy</category>
    </item>
<item>
      <title>2026 年免 KYC 加密卡：购买前的检查清单</title>
      <link>https://agora.cards/zh/blog/no-kyc-crypto-cards-checklist/</link>
      <guid isPermaLink="true">https://agora.cards/zh/blog/no-kyc-crypto-cards-checklist/</guid>
      <description>如何评估 2026 年的免 KYC 加密卡：托管、费用、额度、可用地区、禁止用途和客服，并以 Agora 的条款为例。</description>
      <pubDate>Sat, 31 Oct 2026 00:00:00 GMT</pubDate>
      <dc:creator>Agora Cards Editorial Team</dc:creator>
      <category>Crypto Cards and Financial Privacy</category>
    </item>
<item>
      <title>如何用 USDT 或 USDC 支付线上订阅</title>
      <link>https://agora.cards/zh/blog/pay-subscriptions-with-crypto/</link>
      <guid isPermaLink="true">https://agora.cards/zh/blog/pay-subscriptions-with-crypto/</guid>
      <description>用稳定币充值的虚拟卡支付流媒体、软件等订阅：设置方法、避免续费失败以及降低成本的技巧。</description>
      <pubDate>Sat, 31 Oct 2026 00:00:00 GMT</pubDate>
      <dc:creator>Agora Cards Editorial Team</dc:creator>
      <category>Crypto Cards and Financial Privacy</category>
    </item>
<item>
      <title>虚拟加密卡还是实体加密卡：你该选哪一种？</title>
      <link>https://agora.cards/zh/blog/virtual-vs-physical-crypto-card/</link>
      <guid isPermaLink="true">https://agora.cards/zh/blog/virtual-vs-physical-crypto-card/</guid>
      <description>虚拟卡还是实体卡？从激活方式、ATM 取现、额度、费用、有效期和可用地区几个方面比较，帮你选出合适的 Agora 加密卡。</description>
      <pubDate>Sat, 31 Oct 2026 00:00:00 GMT</pubDate>
      <dc:creator>Agora Cards Editorial Team</dc:creator>
      <category>Crypto Cards and Financial Privacy</category>
    </item>
<item>
      <title>加密卡为什么被拒付？10 个常见原因与解决办法</title>
      <link>https://agora.cards/zh/blog/why-crypto-card-declined/</link>
      <guid isPermaLink="true">https://agora.cards/zh/blog/why-crypto-card-declined/</guid>
      <description>加密卡支付被拒通常原因很简单。依次检查余额、额度、商户类别、地区、预授权等，并附上每种情况的解决办法。</description>
      <pubDate>Sat, 31 Oct 2026 00:00:00 GMT</pubDate>
      <dc:creator>Agora Cards Editorial Team</dc:creator>
      <category>Crypto Cards and Financial Privacy</category>
    </item>
<item>
      <title>如何用加密卡在 ATM 取出 USDT 现金</title>
      <link>https://agora.cards/zh/blog/withdraw-usdt-at-atm/</link>
      <guid isPermaLink="true">https://agora.cards/zh/blog/withdraw-usdt-at-atm/</guid>
      <description>分步指南：如何用加密卡把 USDT 或 USDC 变成现金，包括取现额度、费用、ATM 使用技巧和出行前的检查事项。</description>
      <pubDate>Sat, 31 Oct 2026 00:00:00 GMT</pubDate>
      <dc:creator>Agora Cards Editorial Team</dc:creator>
      <category>Crypto Cards and Financial Privacy</category>
    </item>
<item>
      <title>Monero（XMR）：其隐私模型如何运作</title>
      <link>https://agora.cards/zh/blog/monero-privacy-cryptocurrency/</link>
      <guid isPermaLink="true">https://agora.cards/zh/blog/monero-privacy-cryptocurrency/</guid>
      <description>审慎介绍 Monero 的隐私技术、使用取舍、托管注意事项，以及不断变化的监管准入环境。</description>
      <pubDate>Thu, 23 Jul 2026 00:00:00 GMT</pubDate>
      <dc:creator>Agora Cards Editorial Team</dc:creator>
      <category>Crypto Cards and Financial Privacy</category>
    </item>
<item>
      <title>自托管与金融自主权：在数字时代重掌控制权</title>
      <link>https://agora.cards/zh/blog/self-custody-financial-sovereignty/</link>
      <guid isPermaLink="true">https://agora.cards/zh/blog/self-custody-financial-sovereignty/</guid>
      <description>了解自托管能做什么、不能做什么，以及如何在使用托管式卡片余额消费的同时，保有对长期资产的控制权。</description>
      <pubDate>Thu, 23 Jul 2026 00:00:00 GMT</pubDate>
      <dc:creator>Agora Cards Editorial Team</dc:creator>
      <category>Crypto Cards and Financial Privacy</category>
    </item>
<item>
      <title>我们是谁：Agora Cards 与注重隐私的稳定币消费</title>
      <link>https://agora.cards/zh/blog/who-we-are-agora-cards/</link>
      <guid isPermaLink="true">https://agora.cards/zh/blog/who-we-are-agora-cards/</guid>
      <description>准确了解 Agora Cards 的卡片类型、托管方式、费用、限额、隐私理念、使用限制和实际取舍。</description>
      <pubDate>Thu, 23 Jul 2026 00:00:00 GMT</pubDate>
      <dc:creator>Agora Cards Editorial Team</dc:creator>
      <category>Crypto Cards and Financial Privacy</category>
    </item>
<item>
      <title>详解加密资产的自托管、托管与混合模式</title>
      <link>https://agora.cards/zh/blog/differences-between-custody-models/</link>
      <guid isPermaLink="true">https://agora.cards/zh/blog/differences-between-custody-models/</guid>
      <description>实用比较各种加密资产托管模式，包括谁控制私钥、对手方风险出现在哪里，以及 Agora 卡片余额如何运作。</description>
      <pubDate>Wed, 15 Jul 2026 00:00:00 GMT</pubDate>
      <dc:creator>Agora Cards Editorial Team</dc:creator>
      <category>Crypto Cards and Financial Privacy</category>
    </item>
<item>
      <title>自托管策略：掌控自己的加密资产</title>
      <link>https://agora.cards/zh/blog/self-custody-strategies/</link>
      <guid isPermaLink="true">https://agora.cards/zh/blog/self-custody-strategies/</guid>
      <description>介绍实用的钱包分层、备份设计、恢复测试，以及长期持有与卡片消费之间清晰的托管边界。</description>
      <pubDate>Wed, 15 Jul 2026 00:00:00 GMT</pubDate>
      <dc:creator>Agora Cards Editorial Team</dc:creator>
      <category>Crypto Cards and Financial Privacy</category>
    </item>
<item>
      <title>Agora Cards 与 UltimoPay：注明日期的功能对比</title>
      <link>https://agora.cards/zh/blog/ultimopay-alternative-agora-cards/</link>
      <guid isPermaLink="true">https://agora.cards/zh/blog/ultimopay-alternative-agora-cards/</guid>
      <description>一份截至 2026 年 10 月的 Agora Cards 与 UltimoPay 透明对比框架，包括经核实的 Agora 定价及核查竞品条款的建议。</description>
      <pubDate>Mon, 15 Jun 2026 00:00:00 GMT</pubDate>
      <dc:creator>Agora Cards Editorial Team</dc:creator>
      <category>Crypto Cards and Financial Privacy</category>
    </item>
<item>
      <title>兼顾隐私地使用加密资产：真正有效的习惯</title>
      <link>https://agora.cards/zh/blog/staying-private-when-you-spend/</link>
      <guid isPermaLink="true">https://agora.cards/zh/blog/staying-private-when-you-spend/</guid>
      <description>用实用且合法的方法减少不必要的数据暴露，同时保护钱包、卡片余额、账户和交易记录。</description>
      <pubDate>Fri, 05 Jun 2026 00:00:00 GMT</pubDate>
      <dc:creator>Agora Cards Editorial Team</dc:creator>
      <category>Crypto Cards and Financial Privacy</category>
    </item>
<item>
      <title>USDT 与 USDC：如何选择为卡片充值的稳定币</title>
      <link>https://agora.cards/zh/blog/usdt-vs-usdc-stablecoins/</link>
      <guid isPermaLink="true">https://agora.cards/zh/blog/usdt-vs-usdc-stablecoins/</guid>
      <description>用稳定币为加密卡充值前，从储备、网络、发行方风险和转账成本等方面比较 USDT 与 USDC。</description>
      <pubDate>Thu, 28 May 2026 00:00:00 GMT</pubDate>
      <dc:creator>Agora Cards Editorial Team</dc:creator>
      <category>Crypto Cards and Financial Privacy</category>
    </item>
<item>
      <title>如何兼顾隐私，在现实世界中使用稳定币</title>
      <link>https://agora.cards/zh/blog/what-is-a-privacy-crypto-card/</link>
      <guid isPermaLink="true">https://agora.cards/zh/blog/what-is-a-privacy-crypto-card/</guid>
      <description>了解注重隐私的加密卡如何将 USDT 和 USDC 用于日常刷卡消费，以及相关限额、费用、托管和可用性限制。</description>
      <pubDate>Wed, 20 May 2026 00:00:00 GMT</pubDate>
      <dc:creator>Agora Cards Editorial Team</dc:creator>
      <category>Crypto Cards and Financial Privacy</category>
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