Privacy Crypto Card
Spend your stablecoins anywhere with complete privacy. Backed by USDT & USDC, accepted worldwide.
Why Agora Cards
Everything you need for private, borderless spending
Truly Global Acceptance
Accepted worldwide wherever major card networks are supported.
Multi-Currency
Issued in USD and automatically converts to any local currency at competitive rates.
Worldwide Fast Shipping
48–72h priority delivery via EU and US warehouses for faster, more direct service.
Cryptographically Secure
Your funds are held by our licensed and regulated custodian partners.
Discreet & Private
Minimal data collection. We only ask for what is strictly necessary.
Instant
Reload with stablecoins and spend within minutes, not hours.
Customizable
Physical cards can be customized with your own design on request.
24/7 Private Support
Real human agents available around the clock to assist you.
Fast & Efficient
Top up with stablecoins and spend within minutes — no waiting periods or holding times.
Self-Custodial
You stay in full control. Load only what you need and keep your long-term holdings in your own wallet.
Earn when you refer
Receive a fixed bonus for every card sale made through your referral.
Choose Your Card Type
Virtual or physical, both offer complete privacy and security
Virtual cards
Virtual Card Basic
Instant issuance for immediate online and in-person spending.
- Instant activation
- Google & Apple Pay
- ATM withdrawals
- USDT & USDC
- Global acceptance
- 3 year / $1M validity
Limits
- Daily limit
- $240,000
- Monthly limit
- $900,000
- Per transaction
- $20,000
ATM Limits
Virtual Card Plus
Everything in Basic and higher limits for maximum freedom.
- Instant activation
- Google & Apple Pay
- ATM withdrawals
- USDT & USDC
- Global acceptance
- 4 year validity
Limits
- Daily limit
- $900,000
- Monthly limit
- Unlimited
- Per transaction
- $60,000
ATM Limits
Physical card
Physical Card Plus
Premium card for in-person transactions. Use anywhere.
- Fast shipping
- Google & Apple Pay
- ATM withdrawals
- USDT & USDC
- Global acceptance
- 4 year validity
Limits
- Daily limit
- $900,000
- Monthly limit
- Unlimited
- Per transaction
- $60,000
ATM Limits
- Daily ATM limit
- $3,000
- Monthly ATM limit
- $80,000
Transparent Pricing
No hidden fees. All you need in one place.
| Fee Type | Virtual Card | Physical Card Plus |
|---|---|---|
| Top-up Fee | 2% (2.5% with Plus) | 2.5% |
| Transaction Fee | $0.35 + 1.5% | $0.10 + 1.5% |
| FX Fee | 1.5% | 1.5% |
| ATM Withdrawal | N/A | 2% |
| Total (Percentage Fees) | 5.0% (5.5% with Plus) | 5.5% (7.5% with ATM) |
Prohibited Card Uses
To ensure regulatory compliance and protect all cardholders, the following activities are strictly prohibited.
Unsupported Regions
Due to regulatory requirements, we cannot currently serve the following regions
Africa
Asia
Europe
North America
South America
Physical Card Plus & Virtual Card Plus only
Frequently Asked Questions
Quick answers about cards, top-ups, custody and availability
What is Agora Cards?
Agora Cards offers privacy-focused crypto cards funded with USDT and USDC: Virtual Card Basic, Virtual Card Plus and Physical Card Plus. Cards are issued in USD and convert automatically to local currency when you pay.
How do I top up my card?
Send USDT or USDC from a compatible wallet on a supported network, as shown in the card application. Reloads are usually spendable within minutes. Top-ups cost 2% on Virtual Card Basic and 2.5% on the Plus cards.
Who holds the funds on my card?
Funds loaded onto a card are held by our licensed and regulated custodian partners. Keep long-term holdings in your own wallet and load only what you plan to spend.
Can I withdraw cash at an ATM?
Only with Physical Card Plus, up to $3,000 per day and $80,000 per month, with a 2% fee. The virtual cards cannot be used at ATMs.
Can I use Apple Pay and Google Pay?
Yes. All cards support Apple Pay and Google Pay, subject to the wallet provider’s country, device and issuer requirements.
Which countries are not supported?
Cards cannot be used in the unsupported regions listed on this page. Virtual Card Plus and Physical Card Plus are also unavailable in Morocco, the United States, Bangladesh, India and Turkey, where Virtual Card Basic remains available.
From the Blog
Privacy, stablecoins, and borderless spending — straight from the team.
Pay with Crypto via Apple Pay and Google Pay: How It Works
How to spend USDT and USDC with Apple Pay and Google Pay using a crypto card: setup, where it works, limits and privacy considerations.
Read article
Crypto Card Fees Explained: Top-Up, Transaction, FX and ATM
How crypto card fees add up: top-up, transaction, FX and ATM fees explained with worked examples using Agora's published pricing.
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Crypto Cards for Freelancers: Spending Stablecoin Income Day to Day
Paid in USDT or USDC? How freelancers and remote workers can spend stablecoin income with a crypto card while keeping savings and records in order.
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